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Introducing Nino

Why we built Nino: AI software to understand your finances, with optional human help to plan your finances and taxes and put the plan into action.

Reviewed by Levi Larsen, CFP
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Key points

  • Nino began with a focus on coordinating financial decisions across accounts and specialists.
  • The launch story describes that moment; current software and service terms are on the pricing page.

Nino brings your accounts, financial questions, and planning into one place. You can use it two ways:

  • On your own: use the AI software to understand your finances and explore decisions yourself.
  • With a team: add a human CPA and financial planner team for a financial plan, tax planning and filing, and help carrying the plan out.

We built Nino because seeing all your money and knowing what to do with it should not require stitching together separate systems.

The questions that started it

At dinner with friends, the conversation turned to money.

  • One friend had options that could expire after leaving a job.
  • Another did not know what was on the last tax return.
  • Someone else lacked access to accounts a spouse managed.

These were people with demanding careers, and a basic question about their own finances could still take hours of digging to answer.

I recognized the problem. The information existed, but it lived in statements, spreadsheets, and separate professional relationships.

A stock-option decision affected the tax bill. The tax bill affected the house budget. Each answer depended on information from somewhere else.

That is the problem Nino is built to address. The software brings financial information together so you can ask questions with context:

  • how a purchase fits your cash flow
  • what is in your accounts
  • how a different assumption changes a projection

Some people want to explore those questions themselves. Others want a professional to make a plan with them and help follow through.

Nino offers both: AI software on its own, or software with financial and tax services. Human help is optional. You do not need it to use the app.

Try it, and tell us what you think

If you want a human team to turn those questions into a plan, the services option adds that support.

The purpose has stayed the same since the beginning: help you understand how your financial decisions fit together, and give you a practical way to act on them.

Frequently asked questions

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How much of a windfall you keep depends on where it came from. Classify it, reserve for the tax, then pay down debt, hold cash, and invest the rest.

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Nino Advisor includes federal and state filing from $3,600 a year. Facet includes partner filing from Plus ($5,500 standard), Domain Money from Strategic ($5,200 in year 1), and Range only in Titanium ($12,500).

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Tax and financial planning in one place