I. Your Account
1. Eligibility
Nino is built for personal finance. To create an account, you must be able to complete our registration process and agree to these Terms of Service ("Terms"). The information you provide must be complete, accurate, and belong to you.
2. Account Security
You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us promptly at security@usenino.com if you suspect unauthorized use of your account.
3. Closing Your Account
You may close your account at any time. We may suspend or terminate your account if you violate these Terms or if we reasonably believe your use of the Service poses a risk to Nino or other users.
II. Using the Service
4. About Nino
Nino is a personal finance management service ("Service") operated by Nino Finance. By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.
5. Acceptable Use
The Service is for your personal, non-commercial use. You agree not to misuse the Service, interfere with its normal operation, or attempt to access it using a method other than the interface and instructions we provide.
6. Connected Financial Accounts
Nino lets you connect external financial accounts through third-party providers so we can display balances and transactions. You authorize Nino to retrieve this data on your behalf. These connections are read-only. Nino cannot move money or initiate transactions on your accounts.
7. Not Financial Advice
Nino provides tools, data, and information to help you understand your financial picture. Nothing in the Service constitutes personalized financial, investment, legal, or tax advice. Always consult a qualified professional before making financial decisions.
III. Content & Data
8. Data & Privacy
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
9. Intellectual Property
Nino Finance owns the Service, including its software, design, and branding. We grant you a limited, non-transferable license to use the Service for its intended purpose. If you send us feedback or suggestions, we may use them without any obligation to compensate you.
IV. Legal Terms
10. Disclaimers
The Service is provided "as is" and "as available" without warranties of any kind, express or implied. Nino Finance does not warrant that the Service will be uninterrupted, error-free, or that any information displayed is accurate or complete.
11. Limitation of Liability
To the fullest extent permitted by law, Nino Finance is not liable for any indirect, incidental, or consequential damages arising from your use of the Service.
12. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes by email or through the Service. Continued use of the Service after notice of changes constitutes acceptance of the updated Terms.
13. Contact
Questions about these Terms? Reach us at support@usenino.com.