Nino vs the alternatives

Nino brings your financial plan and taxes together in one place. Use the proactive AI financial assistant on its own, or add a human CPA and financial planner team that builds your plan, optimizes your taxes, and prepares and files your returns. Most alternatives cover one part of that: budgeting, investment management, or advice without tax filing.

Wealthfront is an automated investing service: it manages and rebalances portfolios for a published 0.25% annual advisory fee on its Automated Investing Account. Nino does not manage your investments. It plans across all of your accounts with the taxes in view, and your money stays where it is. See the full comparison in Nino vs Wealthfront.

Fidelity provides brokerage accounts, portfolio management, and advice programs whose fees and services depend on the program. Nino plans around your Fidelity accounts and the rest of your finances, with pricing based on your plan rather than your portfolio balance. See the full comparison in Nino vs Fidelity.

Monarch Money is built for budgeting and net worth tracking. Nino adds retirement and life-event forecasts with the tax impact of decisions in view, and the option of a CPA and financial planner team to handle the work. See the full comparison in Nino vs Monarch Money.

Facet starts with a planner-led planning membership. Nino gives you AI software you can use on its own, or a CPA and financial planner team for planning and tax filing. When comparing human planners, check whether tax filing is included in the fee and whether you get software between meetings. See the full comparison in Nino vs Facet.

No. Nino’s services have a flat fee based on the work and complexity, starting at $3,600 a year, so the price does not grow with your portfolio. Your money stays with your financial institutions; Nino connects to accounts read-only.

Federal and state tax filing is included on every Advisor plan. Your CPA prepares and files your returns and works with your financial planner on tax decisions during the year. Nino’s software plans include tax estimates and strategies, not filing. See how filing works on File your taxes with a CPA.