The Fidelity alternative with a flat fee and taxes handled
Fidelity is the stronger choice for a full-service brokerage with wealth management and a dedicated advisor at higher balances. Nino is the broader choice when you want both a flat-fee CPA and CFP team and do-it-yourself software from $20/mo instead of 0.50% to 1.04% of assets, an in-house CPA who files your taxes, and equity and real estate coordinated in one plan.
Nino vs Fidelity
| Feature | Nino | Fidelity |
|---|---|---|
| Flat fee | Nino (Flat fee): included | 0.50-1.04% of assets |
| In-house CPA / CFP | Nino (In-house CPA / CFP): included | Advisor (AUM) |
| AI-powered client platform | Nino (AI-powered client platform): included | Limited |
| Account aggregation | Nino (Account aggregation): included | Limited |
| Tax optimization | Nino (Tax optimization): included | Managed accounts |
| Equity module | Nino (Equity module): included | Plan admin |
| Real estate module | Nino (Real estate module): included | Fidelity (Real estate module): not included |
| Bank-level security | Nino (Bank-level security): included | Fidelity (Bank-level security): included |
When to choose each
Choose Nino
Choose Nino if you want both a flat-fee CPA and CFP team and self-serve software, an in-house CPA who files your taxes, and coordinated equity and real estate.
Choose Fidelity
Choose Fidelity for a full-service brokerage with wealth management and a dedicated advisor at higher balances.
Where Nino is stronger
A flat fee you can predict
Fidelity's wealth management charges 0.50% to 1.04% of assets a year, and a dedicated advisor generally starts around $500,000. Nino's software is a flat $20/mo and its advisor a flat $3,600/year.
Taxes in-house, not referred out
Fidelity refers tax prep to a third-party partner. Nino's own in-house CPA plans your taxes year-round and can prepare and file your return.
Equity strategy, not just admin
Fidelity administers employer stock plans. Nino plans exactly when to exercise and sell your options, coordinated with your taxes and cash.
Where Fidelity is stronger
A full-service brokerage
Fidelity pairs wealth management with a deep brokerage, cash management, and research.
A dedicated advisor at scale
At higher balances, Fidelity assigns a dedicated advisor backed by a large firm.
Established and trusted
Fidelity is one of the largest financial-services firms in the US.
Pricing
How the two fees compare.
- Nino
- A dedicated CPA and CFP from $3,600/year, or software from $20/mo self-serve. Never a percentage of your assets.
- Fidelity
- 0.50% to 1.04% of assets a year, typically starting around $250,000.