Nino vs Harness
Harness matches you with professional firms. Nino gives you an AI financial assistant to use yourself, plus an optional CPA and financial planner team.
Nino and Harness compared
| Feature | Nino | Harness |
|---|---|---|
| AI assistant | Included: Proactive, on your accounts | Partial: Supports advisor engagements |
| Financial plan | Included: AI forecasts + planner-built plan | Included: Through a matched advisor |
| Tax planning | Included: Tax estimates + CPA planning | Included: Matched tax advisors |
| Tax filing | Included: CPA files, Advisor plans | Included: Through selected firms |
| Human team | Included: Optional CPA and financial planner team | Included: Choose from matched firms |
| Fee model | Flat published price | Set by each provider |
Pricing
What each one costs to start.
- Nino Advisor
from$3,600/yr
CPA and financial planner team, tax filing included
Software only: from $20/mo
- Harness matching
Free
Matching is free, providers set fees
Advisors: flat or asset-based fee
Why choose Nino over Harness
Start with a financial assistant you can use yourself. Add a team when you want the work handled.
Choose Nino for
Start planning without hiring a firm
Build a plan and model retirement in software yourself.
Understand your next stock decision
Estimate taxes on a sale or option exercise yourself.
CPA, financial planner, and software together
One team plans, optimizes, prepares, and files, Ultra included.
Choose Harness for
Specialist tax and accounting firms
Matches you with experts in equity, entities, and trusts.
A choice of advisory firms
Meet matched pros first, and each firm sets its own fees.
Frequently asked questions
Compare Nino with others
Comparing human advisors more broadly?
Every option side by side, in one guide.