Nino vs Harness

Harness matches you with professional firms. Nino gives you an AI financial assistant to use yourself, plus an optional CPA and financial planner team.

Nino and Harness compared

Nino compared with Harness, feature by feature
NinoHarness
AI assistantIncluded: Proactive, on your accountsPartial: Supports advisor engagements
Financial planIncluded: AI forecasts + planner-built planIncluded: Through a matched advisor
Tax planningIncluded: Tax estimates + CPA planningIncluded: Matched tax advisors
Tax filingIncluded: CPA files, Advisor plansIncluded: Through selected firms
Human teamIncluded: Optional CPA and financial planner teamIncluded: Choose from matched firms
Fee modelFlat published priceSet by each provider

Pricing

What each one costs to start.

Nino Advisor

from$3,600/yr

CPA and financial planner team, tax filing included

Software only: from $20/mo

Harness matching

Free

Matching is free, providers set fees

Advisors: flat or asset-based fee

Why choose Nino over Harness

Start with a financial assistant you can use yourself. Add a team when you want the work handled.

Choose Nino for

  • Start planning without hiring a firm

    Build a plan and model retirement in software yourself.

  • Understand your next stock decision

    Estimate taxes on a sale or option exercise yourself.

  • CPA, financial planner, and software together

    One team plans, optimizes, prepares, and files, Ultra included.

Choose Harness for

  • Specialist tax and accounting firms

    Matches you with experts in equity, entities, and trusts.

  • A choice of advisory firms

    Meet matched pros first, and each firm sets its own fees.

Frequently asked questions

Comparing human advisors more broadly?

Every option side by side, in one guide.

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