Nino vs Betterment The Betterment alternative with a dedicated team
Betterment is the stronger choice for low-cost, automated investing with optional planner access. Nino is the broader choice when you want a dedicated CPA and CFP in every plan, a flat fee, year-round tax planning and filing, and equity and real estate coordinated in one place.
Nino vs Betterment
| Core Feature | Nino | Betterment |
|---|---|---|
| Flat fee | Nino (Flat fee): included | 0.25% of assets |
| In-house CPA / CFP | Nino (In-house CPA / CFP): included | Premium add-on |
| AI-powered client platform | Nino (AI-powered client platform): included | Betterment (AI-powered client platform): included |
| Account aggregation | Nino (Account aggregation): included | Limited |
| Tax optimization | Nino (Tax optimization): included | Betterment (Tax optimization): included |
| Equity module | Nino (Equity module): included | Betterment (Equity module): not included |
| Real estate module | Nino (Real estate module): included | Betterment (Real estate module): not included |
| Bank-level security | Nino (Bank-level security): included | Betterment (Bank-level security): included |
Compare Nino with others: Nino vs Monarch Money Nino vs Origin Nino vs Range Nino vs Facet Nino vs Domain Money Nino vs Empower Nino vs Wealthfront Nino vs Fidelity Nino vs Vanguard Nino vs Schwab Nino vs Merrill Nino vs Northwestern Mutual Nino vs Harness Wealth Nino vs Playbook
When to choose each
Choose Nino
Choose Nino for a dedicated CPA and CFP, a flat fee, and year-round tax, equity, and real-estate planning.
Choose Betterment
Choose Betterment for low-cost automated investing with optional planner access.
Where Nino is stronger
A team in every plan
Betterment reserves financial-planner access for its premium add-on. Nino includes a dedicated team of accountants and financial planners in every flat-fee plan.
A flat fee, not a percentage
Betterment charges about 0.25% of your assets a year, climbing as you save. Nino is one flat rate from $2,000.
Beyond the portfolio
Betterment manages investments. Nino coordinates your taxes, stock options, cash, retirement, and real estate as one plan.
Where Betterment is stronger
Low, automated fees
Betterment charges about 0.25% of assets a year for a managed, diversified portfolio.
Set-and-forget automation
Automated rebalancing and tax-loss harvesting run without you lifting a finger.
Solid tax-aware investing
Its automated tax-loss harvesting and asset location are strong for a robo-advisor.
Pricing
Drag your portfolio size to see what each would cost you a year.
- Nino
- $2,000 / year
- Betterment
- $2,500 / year
Flat fee, from $2,000. Set by the complexity of your finances, not your balance, so it stays put as you grow.
About 0.25% of assets a year, so the fee climbs as your balance grows.
Sources: Betterment pricing Nino pricing
Pricing and features change; confirm current details on each company's site.
Frequently asked questions
See what leaving Betterment saves
Book a free 25-minute demo. You'll leave with a clear read on where you stand and at least one concrete way to save or earn more, whether or not you become a client.
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