The Playbook alternative with a real team behind it
Playbook is the stronger choice if you want a low-cost app that automates tax-advantaged investing on its own. Nino is the broader choice when you want a dedicated CPA and CFP behind those decisions, backed by software, with year-round tax planning and filing, and equity, cash, and real estate coordinated in one plan.
Nino vs Playbook
| Feature | Nino | Playbook |
|---|---|---|
| Flat fee | Nino (Flat fee): included | Playbook (Flat fee): included |
| In-house CPA / CFP | Nino (In-house CPA / CFP): included | Software only |
| AI-powered client platform | Nino (AI-powered client platform): included | Playbook (AI-powered client platform): included |
| Account aggregation | Nino (Account aggregation): included | Playbook (Account aggregation): included |
| Tax optimization | Nino (Tax optimization): included | Playbook (Tax optimization): included |
| Equity module | Nino (Equity module): included | Limited |
| Real estate module | Nino (Real estate module): included | Playbook (Real estate module): not included |
| Bank-level security | Nino (Bank-level security): included | Playbook (Bank-level security): included |
When to choose each
Choose Nino
Choose Nino if you want software plus a dedicated CPA and CFP, tax filing, and coordinated equity and real-estate planning.
Choose Playbook
Choose Playbook for a low-cost app that automates tax-advantaged investing on its own.
Where Nino is stronger
A team, not just an app
Playbook automates a tax-smart investing routine. Nino is self-serve software too, and adds a dedicated accountant and planner behind your money to make the calls automation can't.
A CPA who can file
Playbook helps you invest tax-efficiently but doesn't file for you. Every Nino Advisor Plan includes year-round tax planning and filing from an in-house CPA, built around the plan you made together.
Equity done right
Nino plans exactly when to exercise and sell your options, coordinated with your taxes and cash, instead of leaving equity to a general routine.
Where Playbook is stronger
A low monthly price
Playbook is inexpensive because it is software without a dedicated team.
Automated tax-advantaged investing
It routes money into tax-advantaged accounts on autopilot, useful for hands-off savers.
Simple and self-serve
Set it up once and Playbook runs the routine for you.
Pricing
How the two fees compare.
- Nino
- A flat $3,600/year with a dedicated CPA and CFP, or software from $20/mo self-serve.
- Playbook
- A low monthly subscription (software only, no dedicated team).