Question 1

How much does Nino cost?

Accepted Answer

Two ways to pay, both flat. Advisor plans start at $3,600 a year and include a dedicated CPA and CFP, federal and state tax filing, and the top software tier. The software on its own runs $20 to $200 a month, depending on how much AI power and usage you want. Final Advisor Plan pricing may vary based on the scope and complexity of your financial profile and is disclosed before enrollment. Advisor fees are never a percentage of your assets.

Question 2

Does Nino charge a percentage of my assets?

Accepted Answer

No. Nino does not calculate Advisor Plan fees as a percentage of assets under management (AUM). Advisor Plan pricing is a flat dollar amount determined by the scope and complexity of your financial profile, not by the size of your investment balance. A percentage-of-assets advisor typically charges around 1% a year. On a $1 million portfolio that is about $10,000 every year, and it climbs as you save.

Question 3

What's the difference between the advisor and software plans?

Accepted Answer

The advisor plans (Individual, Family, and Business) put a dedicated CPA and CFP on your finances, file your federal and state taxes, and include the Ultra software free. The software plans (Basic, Pro, and Ultra) are the app on its own, with all the same tools; higher tiers add more AI power and usage.

Question 4

How do I know which plan I need?

Accepted Answer

If you want professionals handling it, pick an advisor plan: Individual for W-2 earners, Family for you and your spouse, and Business for business owners. If you would rather run things yourself, start with the software: Basic for everyday questions, Pro for advanced reasoning, and Ultra for the most capable models and year-round tax projections.

Question 5

Is there a contract, or can I cancel?

Accepted Answer

Every advisor plan comes with a 30-day money-back guarantee, and the software comes with a 7-day free trial. You can cancel whenever you like.

Question 6

Does Nino handle equity compensation and crypto?

Accepted Answer

Yes. Nino plans around RSUs, stock options, and other equity, and connects to your crypto holdings through its CoinTracker integration so your taxes and planning account for them.

Pricing

Compare advisor plans

Your team

Tax filing, included

Planning

Your team

Tax filing, included

Planning

Flat fee vs. percentage of assets

Total fees paid to advisor

Ending value of portfolio

Frequently asked questions

Pricing

Compare advisor plans

Your team

Tax filing, included

Planning

Your team

Tax filing, included

Planning

Flat fee vs. percentage of assets

Total fees paid to advisor

Ending value of portfolio

Frequently asked questions

How much does Nino cost?+

Does Nino charge a percentage of my assets?+

What's the difference between the advisor and software plans?+

How do I know which plan I need?+

Is there a contract, or can I cancel?+

Does Nino handle equity compensation and crypto?+