What are the best alternatives to Facet Wealth? The top alternatives are Nino, Range, and Domain Money. Like Facet, these platforms charge flat annual subscription fees instead of traditional assets-under-management (AUM) fees. Nino is the ideal alternative if you want a lower entry cost (software from $20/mo, well under Facet’s $2,100 a year), want your taxes filed directly by an in-house CPA rather than an external partner, or need dedicated crypto tracking.
Understanding the Facet Wealth model
Facet is a subscription-based wealth management platform. Instead of the 1% AUM fee typical of traditional advisors, whose management fees scale with your balance, it charges a flat annual rate based on how complex your finances are, across three tiers:
- Core ($2,100/yr): basic cash flow, savings goals, and investment management.
- Plus ($3,300/yr): standard retirement, insurance, and estate coordination.
- Complete ($6,000 to $8,700/yr): advanced equity planning, estate documents, and tax filing.
Facet is a strong option for basic retirement planning. Investors look elsewhere when they want an in-house CPA to coordinate tax strategy and filing, need lower entry-level pricing, or require specialized support for tech equity and digital assets.
2026 comparison: Facet vs. top alternatives
| Platform | Annual cost (2026) | Tax filing | Best suited for |
|---|---|---|---|
| Nino | Software from $20/mo; advisor from $3,600/year | In-house CPA | Integrated tax prep, tech equity, and crypto tracking |
| Facet | ~$2,100 to $8,700 | Included on higher tiers | Individuals wanting a standard flat-fee CFP model |
| Range | ~$2,950 to $9,950 | Included on higher tiers | High earners wanting direct indexing and portfolio optimization |
| Domain Money | ~$3,900 to $9,000 | Outsourced partner network | Tech professionals with complex startup-equity structures |
Pricing reflects current 2026 schedules. Verify final terms on each provider’s site.
A breakdown of Facet’s competitors
1. Nino
Nino’s software starts at $20/mo, and its dedicated advisor plan pairs you with both a CFP and an in-house CPA for a flat $3,600/year so your tax strategist and your financial planner work on the same team. A built-in CoinTracker integration pulls your crypto transactions, capital gains, and cost basis into the plan.
2. Range
Range charges a flat fee from $2,950 to $9,950 per year, focused on portfolio construction and tax efficiency, with direct indexing and automated tax-loss harvesting. Tax preparation is included on its highest tier, making it a premium option for high earners.
3. Domain Money
Domain Money charges between $3,900 and $9,000 in the first year, with flat-fee CFP support focused on stock options, cash flow, and real estate. Unlike Nino, it routes tax preparation to an outside network of partner firms.
How to choose the right flat-fee advisor
- How are your taxes filed? If you want one firm to build your strategy and file your returns, Nino’s integrated, in-house CPA model is a clear choice.
- What is your budget? Nino’s software is the most accessible entry at $20/mo, and its dedicated advisor runs a flat $3,600/year. Among the others, Facet ($2,100) and Range ($2,950) start below Domain Money ($3,900).
- Do you hold cryptocurrency? Nino’s built-in CoinTracker integration tracks on-chain cost basis alongside the rest of your portfolio.
See the head-to-head on the Nino vs Facet comparison, or start from flat-fee CFP and CPA and tax and financial advisor.
Book a demo
If you are comparing Facet alternatives and want a walkthrough of Nino’s flat-fee CPA and CFP model, book a free 30-minute demo. Every Advisor Plan includes a 30-day money-back guarantee.