The main Facet alternatives are Nino, Range, and Domain Money. As of October 7, 2026, Facet lists $2,600 (Core), $5,500 (Plus), and $8,700 (Complete) a year, with partner tax filing only on Plus and Complete.
- Nino: Advisor plans start at $3,600 a year with a CPA and financial planner team and federal and state filing on every plan, and its AI software is sold on its own from $20 a month.
- Range ($3,950 to $12,500 a year) offers a team of specialists and files only on Titanium.
- Domain Money ($3,900 to $9,000 in year one, then $2,900 to $8,000) emphasizes one financial planner with lower renewal fees.
Start with the help you need: software, human planning, investment management, tax filing, or a combination.
What does Facet already cover?
Facet’s membership includes planner-led planning and investment management.
- Core covers foundational planning.
- Plus adds employer-equity planning and partner tax filing.
- Complete offers more access and deeper tax analysis.
Meeting access matters alongside the service list. Facet’s published plans differ in scheduled meetings and available hours.
If your current planner knows your situation and follows through, that relationship has value. Before moving, identify the missing service or cost issue you expect another provider to solve.
How much do Facet and its alternatives cost?
| Provider | Price | Planning and filing |
|---|---|---|
| Facet | $2,600 to $8,700/yr (list) | Partner filing from Plus |
| Nino software | $20 to $200/mo | Software only |
| Nino software + services | From $3,600/yr | Ultra software + CPA and financial planner team |
| Range | $3,950 to $12,500/yr | Projections on Platinum, filing on Titanium |
| Domain Money | $3,900 to $9,000 yr 1, then $2,900 to $8,000 | Filing on Strategic and up |
With Nino:
- Software connects your accounts and documents so you can ask financial questions and explore plans yourself.
- Software + services adds a human CPA and financial planner team to build your financial plan, handle tax planning and filing, and help put the plan into action.
Facet review: pros, cons, and who it fits
Facet is a flat-fee membership in which every planner is a financial planner and investment management is part of the fee. NerdWallet rates it 4.7 out of 5. Here is what you get and what you give up.
- Price (October 7, 2026): Core $2,600, Plus $5,500, Complete $8,700 a year. Paying quarterly adds a $300 enrollment fee. Memberships are annual and non-refundable. Estate documents through Wealth.com are an optional $1,200 add-on.
- Tax filing: Plus and Complete only. Facet’s partner Taxfyle assigns an independent CPA or enrolled agent who prepares and files your federal and state return, with audit representation and amended-return preparation under Taxfyle’s terms. Core includes tax-savings strategy but no filing.
- Minimums: none for the membership. Direct indexing, available on Complete, needs $200,000, according to NerdWallet.
Pros:
- Every planner is a financial planner, and messaging with your planner is unlimited on every tier.
- Core has the lowest published entry price of the flat-fee planning memberships compared here, and it includes investment management.
- Filing on Plus and Complete is done by a credentialed preparer, with a consultation before and a review session after.
- Prices are published, with no percentage-of-assets fee.
Cons:
- Meetings are capped. Core drops to one planning meeting a year after the first year; Plus gets two and Complete four. NerdWallet names this as Facet’s main drawback.
- Core does not file your return, and on higher tiers the filing is done through a partner rather than Facet staff.
- Portfolios are pre-built ETF models on most tiers.
- The annual agreement is non-refundable, so a mid-year exit does not return your fee.
Who it fits: someone who wants a financial planner and managed investments at a flat price, is comfortable with a few scheduled meetings a year, and either files elsewhere (Core) or is happy with partner filing (Plus).
When should you consider Range?
Consider Range if access to a team of specialists and investment tools fits how you want to work.
- Premium includes investment and retirement planning.
- Platinum adds tax projections and equity-compensation planning.
- Titanium adds personal tax filing.
If you need filing, compare the filing tier, not the entry price. Its current table lists limits for states, K-1s, and properties, with charges for some additional work. Ask how your actual return fits those limits.
When should you consider Domain Money?
Consider Domain Money if a continuing financial planner relationship and a lower renewal fee appeal to you. Compare its session limits and the tier that covers your equity awards and returns.
- Strategic lists RSU/ESPP planning.
- Comprehensive covers additional option-related complexity.
The initial fee matters as much as the renewal fee.
What should you ask every provider?
- Will this plan cover my next decisions? Name the award types, filing states, retirement questions, business interests, and deadlines. “Tax help” is too broad to compare.
- Who will do each job? Ask who updates projections, recommends changes, prepares the return, and follows up. A partner arrangement can work well when the responsibility is clear.
- What will the whole relationship cost? Add enrollment, renewal, extra returns, investment expenses, and project fees. Check cancellation terms and access to your records.
Shortlist the services that solve your problem, then compare prices within that group.
Nino publishes this comparison and is one of the providers discussed.