What are the best alternatives to Facet Wealth? The top alternatives are Nino, Range, and Domain Money. Like Facet, these platforms charge flat annual subscription fees instead of traditional assets-under-management (AUM) fees. Nino is the ideal alternative if you want a lower starting cost ($2,000 vs. Facet’s $2,100), want your taxes filed directly by an in-house CPA rather than an external partner, or need dedicated crypto tracking.
Understanding the Facet Wealth model
Facet is a subscription-based wealth management platform. Instead of the 1% AUM fee typical of traditional advisors, whose management fees scale with your balance, it charges a flat annual rate based on the complexity of your financial profile, scaling across three core tiers:
- Core ($2,100/yr): basic cash flow, savings goals, and investment management.
- Plus ($3,300/yr): standard retirement, insurance, and estate coordination.
- Complete ($6,000 to $8,700/yr): advanced equity planning, estate documents, and tax filing.
Facet is a strong option for basic retirement planning. Investors look elsewhere when they want an in-house CPA to coordinate tax strategy and filing, need lower entry-level pricing, or require specialized support for tech equity and digital assets.
2026 comparison: Facet vs. top alternatives
| Platform | Annual cost (2026) | Tax filing | Best suited for |
|---|---|---|---|
| Nino | $2,000 to $6,000 | In-house CPA | Integrated tax prep, tech equity, and crypto tracking |
| Facet | ~$2,100 to $8,700 | Included on higher tiers | Individuals wanting a standard flat-fee CFP model |
| Range | ~$2,950 to $9,950 | Included on higher tiers | High earners wanting direct indexing and portfolio optimization |
| Domain Money | ~$3,900 to $9,000 | Outsourced partner network | Tech professionals with complex startup-equity structures |
Pricing reflects current 2026 schedules. Verify final terms on each provider’s site.
A breakdown of Facet’s competitors
1. Nino
Nino starts at a flat annual fee of $2,000 and pairs you with both a dedicated CFP and an in-house CPA, so your tax strategist and your financial planner work on the same team. A native CoinTracker integration automatically incorporates your crypto transactions, capital gains, and cost basis into your overall plan.
2. Range
Range charges a flat fee from $2,950 to $9,950 per year, focused on portfolio construction and tax efficiency, with direct indexing and automated tax-loss harvesting. Tax preparation is included on its highest tier, making it a premium option for high earners.
3. Domain Money
Domain Money charges between $3,900 and $9,000 in the first year, with flat-fee CFP support focused on stock options, cash flow, and real estate. Unlike Nino, it routes tax preparation to an outside network of partner firms.
How to choose the right flat-fee advisor
- How are your taxes filed? If you want one firm to build your strategy and file your returns, Nino’s integrated, in-house CPA model is a clear choice.
- What is your budget? Nino ($2,000) and Facet ($2,100) offer lower entry points than Range ($2,950) or Domain Money ($3,900).
- Do you hold cryptocurrency? Nino’s built-in CoinTracker integration makes it simple to track on-chain cost basis alongside the rest of your asset allocation and diversified portfolio.
See the head-to-head on the Nino vs Facet comparison.
