← Changelog
v1.47
Vault drop-anywhere, equity grant import, track calculators
Drop files anywhere on Vault to upload. Equity grant documents import like W-2s. Tracks solve home affordability and contribution targets. Start a track from chat with a compact invite. The red sync dot explains itself, and Insights size retirement and charity cards against what you already hold.
VaultEquityTracksChatAccountsInsightsForecastInbox
Now you can
- Drop files anywhere on the Vault page to upload
- Equity grant documents auto-import from Vault
- Track calculators for home price and contribution targets
- Start a track from chat with a compact invitation
- Red sync-dot explains reconnect, including on Investments
- Insights size early-retirement and charity cards with real numbers
New
- Drop files anywhere on the Vault page to upload into the folder you are viewing; an overlay names the destination while you drag.
- Equity grant documents in Vault import the way W-2s, pay stubs, and federal returns do: saved automatically when nothing matches, or reviewed against your existing grants when one might.
- Tracks can derive a home price from a monthly housing budget and solve investment contributions from a funding target, using the same math as Forecast.
- When Nino proposes dedicated work, main chat and Forecast chat offer a compact Start a track invitation; Set up track opens a review dialog before anything is created.
- Emailing a thread address reaches Nino and everyone following that thread, in both directions, without needing to Cc them.
Updates
- A red connection dot on an account means sync stopped; hover for the tip, and reconnect from Investments as well as Accounts.
- Holdings screenshot uploads show a loading state on a new account, and you can run more than one upload at a time.
- Early-retirement bridge Insights compare the gap to taxable brokerage and surplus cash you already hold.
- Recurring-charity Insights estimate the capital-gains tax you could skip by giving shares instead of cash.
- No-retirement Insights stay quiet when Vault documents already show a plan that is not linked yet.
- One-off purchase Insights only flag bills that look yearly, not every large spend.
- Household Forecast uses a separate cash growth rate (default 4%) and can resolve returns per account and holding; pay edits in a household plan move the chart the right way.
- Chat product-feedback drafts sit below the reply that introduces them, and each ask becomes its own draft.
Bug fixes
- Short-history households no longer see $0 retirement spending or a falsely "100% funded" Forecast.
- Spending Insights never name a catch-all bucket (Miscellaneous, ATM, Other) as the place to cut.
- Metered API usage stays out of subscription-spend Insights.
- The Inbox header no longer toggles the left sidebar shut when you use its controls.
- Dropped Vault uploads stay visible through the pending-to-saved handoff without duplicate rows.